episode_0048

Jingling jingling.

When I opened the door of the real estate agent and went inside, the person who was sitting on the computer got up and came towards me.

Her name tag reads ‘Brokerage Assistant.’

There are many cases where real estate agent assistants impersonate real estate agents and commit lease fraud, but this place seems to be run conscientiously.

“Hello. I contacted you by phone earlier…”

“You are Lee Si-woo, right? What would you like to drink?”

“I like anything…”

“Anything is fine with me too.”

“For me, coffee!”

“Yes, I understand. Then please wait there for a moment.”

As expected, Seongho has an iron plate on his face.

They say whatever they want without hesitation, wherever they are.

Well, maybe Minjae and I are too shy?

Anyway, as I was sitting on the sofa with some soft-looking cushions, the assistant broker from earlier came and put down my drink.

Of course, what you drink at places like this are canned drinks.

“Thank you.”

“You said you were looking for an officetel, right?”

A brokerage assistant who asks straight to the point.

His eyes are so puffy that he looks quite serious.

Did you say that brokerage assistants earn additional income depending on their performance?

So I guess basic income is pretty low.

“Yes, yes. Looking for 1 two-room and 1 three-room.”

“Two-room or three-room?”

“I’m going to use it as a studio.”

“Ah. I know what you mean.”

Officetels are divided into officetels used for office purposes and officetels used for residential purposes.

Usually, housing facilities and business facilities are separated.

For example, in the case where the bottom is a business facility and the top is a housing facility.

A further variation here is the case where the bottom is an officetel and the top is an apartment.

What is the difference between the two? In the case of officetels in apartments, they are generally for office use, not residential use.

So there are many cases where the two communities are separated.

“But you guys seem to be making a good living? Most people looking for a studio are famous people.”

“Is it famous?”

“It must be famous.”

Minjae smiled and opened a can of drink and started drinking it.

It’s like, if you’re not famous, who else is famous?

“Isn’t the novel famous rather than me being famous…”

“Isn’t that it?

“Honestly, what kind of writer is better than a pen name! Because it’s common to be called with the same feeling.”

It’s a bit of a sad topic, but there are more people who call me an author by my pen name than by my pen name.

Rather than calling me by my name, should I say it feels like calling me a nickname?

So there are times when I feel a little bitter.

It’s not that I don’t like it, it’s just bittersweet.

“A guy who is hungry for luck. There are days when I don’t even mention it.”

“No, what…um…”

“Don’t you know that interest is the best prize for a writer? Anyway…”

“But I never said I was a writer?”

The only person I accidentally said was Minjae.

That was the only time I was drunk and accidentally said it.

Seongho This guy drank a lot of whiskey and was as drunk as me.

No, he was much drunker than me.

So you couldn’t have heard it.

I was just thinking that.

“You are the writer of Yeonam Station Tales.”

“……”

But I already know everything that came out of Seongho’s mouth…

No what?

What is this bastard?

How do you know?

I looked at Minjae just in case, and he was waving his hands wildly, saying absolutely nothing.

“Me…not me!”

“Then how does Seongho know that?”

“Wow… Are you really the writer of Yeonam Station? I pay and watch it every day too!”

Now even brokerage assistants.

My head isn’t all messed up.

“You told me. When we have a reunion.”

“When!”

“I heard you talking to Minjae after drinking?”

“….You heard that?”

Even if this guy is drunk and lying around, can he hear everything?

No, let alone hearing it, I think my memory of it is great.

“Anyway, I already know everything.”

“….You didn’t tell anyone or anything, right?”

“Is there anyone with a heavy mouth like me? It’s a secret that only close friends know.”

“Well… I didn’t plan on keeping it a secret. I was planning on telling you someday.”

Seongho: Because this guy is someone you can trust.

And it was my mistake too.

“Okay…don’t go somewhere and say it…”

“I won’t say anything either!”

“Thank you.”

Suddenly, there are two new lovers who know the secret… but it’ll be okay.

*

I went around an officetel near my house with a brokerage assistant who had become more active.

Among them, I was looking around places with three and two rooms, and I happened to find a place with good lighting, a good location, and a good view.

“It looks good here. It’s close to home and there’s a convenience store.”

“Yes, there is a terrace.

A terrace that I can use by myself.

I think you could put a big wooden table there.

But is being close to home really an advantage?

Will an environment where work can be done properly be created? ”

“Hey. Anyway, it’s better to be closer to home. It’s not like the car is flying in the sky.”

” That’s not it, I just think that being close to home makes me lazy. ”

“What do you say? I’ve been using it well at home so far.”

“Ah.”

right.

In the first place, I wrote while lying around at home.

Then, whether you are close to home or far away, you will hardly be lazy.

I was worried about something useless again.

“This place has a lease of 200 million won and a management fee of 300,000 won. And there is a decent amount of parking space, with only one per household.”

“It’s okay. There are 3 rooms… Are they new?”

“It hasn’t even been a year since construction was completed.”

Good.

If you have 200 million won in rent, you can pay as much as you want.

“The building owner doesn’t do gap investments, right? Could you please give me a registration?”

“Writer, have you studied real estate?”

“Well, if you write something, you automatically learn it.”

I received a copy of the register from an assistant broker and checked it carefully.

The date of issuance is today, and there was no mortgage on the building or lake in question.

When conducting a lease transaction, you must carefully check whether there is a mortgage on the property itself.

This is because having a mortgage means receiving a loan for this building, and often making a gap investment by purchasing another building with the loan amount.

So, in most cases, the buildings of building owners who made such gap investments have the right to cancellation as a mortgage of the bank.

It is recommended not to enter such buildings.

These days, systems such as leasehold deposits are in place, so it is safer, but in the end, leasehold deposits are put up for auction and receive money before the bank that has the right to cancel them…

This auction makes my head hurt more than I thought.

“You know that? In an auction, the more there are bids, the lower the price.”

“Are you familiar with it? I thought you didn’t know that.”

“Nowadays, you need to know how to do floating images as a basic.”

As Minjae said, in a real estate auction, the more the bid is lost, the lower the price is.

And so on at 25%.

Let’s say that you are leasing a building worth 200 million won, and you can exercise your right to lease that building.

The building owner went bankrupt due to unreasonable gap investments, and the building will likely be auctioned off by the court.

Generally, the jeonse price is measured lower than the sale price.

Because you’re just renting a house.

“The building the writers are currently looking at has a selling price of 350 million.”

“You said the rent was 200 million won. Then the difference is 150 million won.”

The difference is 150 million won.

It may seem like a lot, but it is not as much as you think.

As I mentioned earlier, if the bid is lost at the auction, the price is reduced by 25%.

Once the bid is canceled, the officetel in question quickly becomes a building worth 262.5 million won.

A whopping 87.5 million was cut off.

“What is it? So it’s similar to the deposit?”

“If the bid is successful here, the owner who set up the lease can receive all the deposit and move out. What if the bid is canceled once again?”

“Are there further 25% cuts from 262.5 million won?”

“That’s right.”

Even if the bid is rejected only twice, a building worth 350 million won becomes worth 196.875 million won.

In the end, even if you have the right to lease, you will not be able to receive the full 200 million won, which is the deposit.

“Then the more the bid is canceled, the more dangerous it is even if you have a leasehold right…”

“So, if you are going to set up a charter, you need to create a counter force.”

“What is resistance?”

” As soon as you sign a contract, you will have the power to fight back if you rush to the local office, move your residence, and actually live there.”

If opposition arises, the new building owner who won the bid for the building must pay all the missing money.

Commonly, this is called a leasehold right.

“And since the building owner has the authority to set up a lease, you must ask him to do so. If you give me a building that doesn’t provide it, it’s not worth signing a contract with.”

“I ended up studying real estate.”

“But wouldn’t it be helpful to know this?”

I think this should be taught in schools now.

Why didn’t they teach me this important thing?

“I liked it here.”

“I need to look around the two-room apartment and think about whether I should stay here.”

“Two rooms are similar in structure and everything else. It’s right next door, so there’s a terrace attached.”

Even though they are next to each other, there is a wall so privacy is perfect.

It must be hard to find another place like this.